Simplify Your Vehicle Insurance with Affordable, Tailored Policies
As a Turo Host, managing your vehicle insurance when not in use by vehicle-sharing guests is now easier with our specifically designed, affordable policy.
Keep your costs low with premiums starting at $20 per month.
Customize your policy with additional coverages and higher liability limits.
Enjoy freedom with no GPS tracking requirements or mileage limitations restrictions.
Not a startup, but a reputable nationwide insurance broker with a national presence and strong financial backing.
Turo Host “Off Platform” insurance is designed to provide auto liability and optional physical damage, personal injury protection, Underinsured/Uninsured Motorist coverages (if purchased) for eligible Turo Hosts when your vehicles are “Off Platform” (off trip) are not being shared or delivered pursuant to a booking. If purchased, this insurance can be used to satisfy state-mandated financial responsibility compliance.
You are eligible for this insurance policy if you are a Turo Host that:
Yes, comprehensive coverage but subject to limitations. Please keep in mind that your policy only covers your “Off-Platform” usage. Please see “When am I covered” below and refer to the Policy Wording.
Review the breakdown below regarding when this off-platform policy applies:
| Scenario / Activity | Covered? |
|---|---|
| When your Insured Vehicle is shared via Turo US platform and is in the possession of a Guest. | No |
| When your Insured Vehicle is shared via any other peer-to-peer vehicle-sharing platform or shared directly to a third-party and is in the possession of a Guest. | No |
| When you loan your Insured Vehicle to any third party and it is in the possession of the otherwise permissive user. | No |
| When you are delivering your Insured Vehicle to a Guest. | No |
| When your Insured Vehicle is being cleaned, serviced,refuelled, or repositioned for future use. | Yes |
No, you don’t need a GPS tracker or any other tracking device. We believe in saving you the extra monthly cost associated with tracking providers, allowing you to manage your insurance hassle-free.
There are no mileage limitations. You can drive as much as you need without any restrictions.
The Turo off-platform insurance only applies to vehicles rented through the Turo platform and provides coverage when your vehicles are “Off Platform” (off trip) and not being shared or delivered pursuant to a booking.
Please compare the coverage and limits of both policies first. If they align with ours, contact us to discuss potential rate matching options.
We currently write policies in:
We’re actively working on expanding to additional states and will update this list as new states become available. Stay tuned for updates!
Yes, you can insure your vehicle, provided it is registered and made available on Turo’s platform within 30 days.
If your vehicle doesn’t appear on our site, please first verify that it is correctly listed in your Turo account. You can manually add a vehicle to our system, but it must be registered and made available on Turo within 30 days. If you need further assistance, feel free to contact our support team.
To locate your VIN (Vehicle Identification Number) using your license plate, you have a few options:
You can easily add or remove vehicles and enable or disable coverage for each vehicle as needed by logging into our Insurance Portal.
You can visit your Host “Off-Platform” Insurance Portal and file a claim digitally on the Claim Tab or contact us at 800-690-5520 or crumandforsternol@cfins.com
Instructions
To find your Host ID, complete the following steps.
As an eligible Power Host you will have also received an email with your Host ID and additional information. To find this, search in your email inbox for the subject line ‘Just landed: A new way to insure your portfolio’.